Ready To Grow Your Mortgage Business On Your Own Terms?

Keep 100% Of Your Commission...

(Without Increasing Work Load, Sacrificing Free Time or Having To Hire An Admin Staff - AND It's Way Easier Than Everything You've Been Doing!)

Loan Officers...

  • Are you tired of giving away huge chunks of your commission?
  • Have you been disappointed with your broker’s limited options?
  • Are you frustrated at losing money due to poor processing?
  • Worried because you're selling higher rates than your competitors?
  • Have you felt overwhelmed by all the tasks you have to handle?
  • Do you feel like you're headed for burnout?
  • Are you looking for a new and better way to run your business?
  • Are you struggling to keep relationships or create new ones with Buyer Realtors (due to pricing)?
  • Have you gotten used to your income but now you're seeing you pipeline shrinking?

There's A Better Way To Grow Your Mortgage Business, Work Less And Keep 100% of Your Commission


  • Keep 100% of Your Commission
  • Direct Deposit every Friday; payroll management (don’t have to go chasing down your commission checks from multiple banks.)
  • ADP seat with mobile access
  • Mentorship on building your own sustainable lending business
  • Unlimited brokering; currently over 75 banks to choose from
  • Administration support for: licensing, payroll, commissions, logins, and more
  • Utilize Encompass LOS with real time pipeline management
  • Loan Officer Connect - Encompass on-the-go quick access to your LOS with your mobile or tablet
  • Consumer Connect - Consumers can upload their files from their mobile or tablet and it automatically converts to pdf. Makes it incredibly easy for borrowers to submit their documents securely. "With Encompass Consumer Connect® borrowers can easily complete an online mortgage application, instantly engage with their loan officer, and securely upload and eSign documents, making it faster and less expensive for a lender to process a loan."
  • Access to EPPS pricing engine. (Price out your loan with different banks all in one place.)
  • Personalized Encompass website with personalized 1003 file widget
  • Customized html signature line
  • Personalized email address
  • G-suite
  • Membership website with business tutorials and resources to scale
  • Private FB Group with a community of members
  • We handle all compliance issues, state wide audits, MCR Reports, company NMLS renewals, bond insurance, cyber insurance, and more
  • Access to reliable and professional processors

What Would You Do If You Were Able To Keep 100% Of The Commission You Earned?

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Eric D.

In the last 3 years... I’ve earned what the average household makes in 10-15 years!

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Stieler S.

I’ve been able to double the number of loans I close on a monthly basis! And now I spend more time with my family.

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Jim G.

I've worked for retail models and realized I didn't have to give away my commissions any longer. And now I run my lending business how I want, which is the ultimate freedom.

Brian Bender - NMLS 379538

I understand what self-motivated MLOs like you need to thrive

I started my career as a loan officer with Countrywide in 2004, I worked as the top mortgage-loan originator for several years before being promoted to manage several branches. I started my own brokerage right before the mortgage meltdown of 2007.

Like you, I got tired of answering to managers who’d forgotten how inefficiently their own systems worked. I also struggled with the concept of giving away so much of my commissions, especially when I generated my own leads!

So in 2014, I founded our parent company (Kama’aina Mortgage Group Inc.) in Honolulu, HI. I have been leading loan officers for close to two decades. I’ve partnered with top talents in the sales and mortgage industry.

  • We understand what self-motivated MLOs like you need to thrive in this highly competitive industry. We created the Plugin and Close Mortgage Business Model to disrupt the traditional mortgage brokerage process.
  • We offer great systems, bank relationships, advanced technology, and processors so you can "plugin and close" more loans than ever before.
  • Best of all, you keep 100% of your commissions!

These are the same proven techniques we use successfully everyday

They work for us and our originating partners (loan officers). We believe they’ll work for you too!

The Old Mortgage Brokerage Model is Broken

  • Mortgage companies are spending money to build their own brand name
  • Pitch you custom CRM's and systems that don't really work for you
  • Restrict your ability to be competitive
  • Take HUGE chunks of your commission
  • And then they expect YOU to bring in all the revenue to their door

Simply put, if you're stuck under the thumb of a traditional mortgage brokerage, then you're leaving money (and freedom) on the table!

But it doesn't have to be this way!

You can work less, make more and avoid giving up a dime of your commission

And it's easier than what you're doing now!

"Rates are rising. Inventory is at an all time low. This means you'll have to fight for less income with more competition, and have to work harder just to maintain the numbers you've had over the last few years.


But this model will help you work less, close more loans in less time, and prevent you from giving up a dime of your hard-earned commission. And I'm going to show you step-by-step how to do it!"


- Brian Bender

Keep 100% of your commissions

Of course brokerages should get paid for their services, but do they really need such a large chunk of your earnings? You do all the hard work, so keep that money to reinvest in your business or anywhere you want!

Control your pricing

As a broker, you will have over 75 different bank relationships. You can stand out from your competitors with better pricing and faster closings. And as a bonus, you’ll have less hassle with the disclosures.

Get paid Every Friday

Why wait for weeks after the loan closes to get paid? Get your commissions automatically deposited into your account so you can manage your finances on your own terms.

Take control of your business

Help from your brokerage is great, but you want to run your own show. Our cutting-edge loan-origination tools give you the freedom to brand and grow your business exactly the way you want.

Build your all-star team

If you’re doing everything yourself, then you’re working on tasks you’re overqualified for. We'll teach you how to recruit and train key team members so you can focus on your main talent.

Gain more free time

Get back 3 hours a day with our automated technology and highly skilled processors. Our seamless system will help you close loans faster so that you can enjoy the work and life balance you've earned.

Discover How Easy It Is To Cut Out The Hassle, Close Loans Faster, And Keep 100% Of Your Commission

  • Takes Less Than 5 Minutes
  • Quickly Discover How You Can 10X Your Income
  • Reveal EXACTLY How The Plugin & Close Business Model Works

Frequently Asked Questions

Do I truly keep 100% of my commissions?

Yes, you do! No splits of any kind here.

What states are you licensed in?

  • California
  • Colorado
  • Hawaii
  • Florida
  • Texas
  • More coming soon!

Can I Use My DBA?

Of course. We know that you've worked hard to create your brand, and we want to help you grow it even further!

Can this work with my entire mortgage branch?

Certainly, the more the merrier! We have built-in incentives where your team of loan officers can access monthly discounts as a branch.

Can I do this remotely?

We've been a remote company since 2015. We will guide you on best practices for working remotely. The best part with keeping 100% commissions you can build your team and work from any office space of your choice.